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MDU – More revelations

We have written elsewhere about the Medical Defence Union and the cover it may or may not give to a member in the event of a judgment against the member for professional negligence.

It appears in Australia, a professional is obliged to insure him or herself (ie, membership of something like MDU is not sufficient).

Furthermore, MDU is in a postion to offer insurance. In such a case it will be unable to deny indemnity on the basis of the ‘€œdiscretionary’? right it reserves in respect of members’ claims.

There is no justification for any scheme, other than a contract of insurance, for a profesisonal person, to reassure the public that their just claims will be met, unlike the situation shown here.