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Buying a House

To hand over the key beforehand is to hand over possession. If a purchaser gets possession before parting with the purchase money there is a great temptation to evade or delay the handing over of the purchase money, at least until it suits the purchaser.

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Insufficient Evidence, Evidently

That wheeze, as we now know, also meant the “investorsâ€? no longer knew the details of the mortgagor and whether he/she could make the repayments. That meant that very bad credit risks could be, and were, passed on as “investmentsâ€?, resulting in the US sub-prime mortgage crash.

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